论文部分内容阅读
安庆市小额贷款面临的主要问题贷款增长缺乏动力截至2014年末,安庆市就业和创业人员小额担保贷款基金剩余11160.17万元,按照担保基金与贷款发放规模的比例,安庆市最多可发放小额担保贷款33480.51万元,而现已达到33749.81万元,已经超负荷担保,没有足够的担保基金担保,制约了小额担保贷款的发放。贷款供求矛盾突出近年来,随着社会就业压力增大,就业和创业人员对信贷支持就业的需求增
Main problems facing small loans in Anqing City Lack of motivation for loan growth As of the end of 2014, the remaining 11,160.17 million yuan of small-sum guaranteed loan funds for employed and start-up workers in Anqing City was in accordance with the ratio of guarantee funds to the loan issuance scale. Anqing can distribute up to a small amount Guarantee loans 334,805,100 yuan, and now has reached 337,498,100 yuan, has been overloaded security, there is not enough guarantee for the security fund, restricting the issuance of small secured loans. Loan contradiction between supply and demand In recent years, with the increasing pressure of social employment, employment and start-ups increased demand for credit-supported employment