2016年8月24日,《网络借贷信息中介机构业务活动管理暂行办法》出台,P2P网络借贷行业监管规则尘埃落定。一时之间,舆论纷纷。有人认为新规要求过于严苛,阻碍了互联网金融的发展;也有观点认为新规提高了网贷行业进入标准,有利于实现优胜劣汰,促进了行业规范发展。而笔者认为,不能片面地从促进或限 On August 24, 2016, the Interim Measures for the Administration of Business Activities of Internet Loan Information Intermediaries was promulgated and the regulatory rules of P2P online lending industry settled. Suddenly, the media have one after another. Some people think that the new regulations require too harsh, hindering the development of Internet finance; also point of view that the new rules to improve the net loan industry into the standard, is conducive to the survival of the fittest, and promote the development of the industry norms. The author believes that one-sided can not be promoted or limited