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随着我国社会经济的不断发展,中小企业信用担保机构也得到了长足发展。但是,中小企业信用担保机构仍面临着来自政府部门、协作银行、信用担保公司的风险源,因此需要构建中小企业信用担保机构风险预警体系,从外部防范和内部控制入手,强化机构业务流程,明确认识风险控制的关键,更好地发挥出中小企业信用担保机构的财务作用,提升中小企业融资效率。
With the continuous development of our country’s social economy, SME credit guarantee agencies have also made great strides. However, SME credit guarantee institutions still face the risk sources from government departments, cooperative banks and credit guarantee companies, so it is necessary to set up a risk early warning system for SME credit guarantee institutions. Starting from external prevention and internal control, strengthening the institutional business processes and clarifying Recognize the key points of risk control, give better play to the financial role of SME credit guarantee agencies and enhance the financing efficiency of SMEs.