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对于涉港借款担保合同案件,应按照我国内地的冲突规范确定合同准据法。当事人未选择法律的,适用“最密切联系原则”确定合同准据法。当合同准据法是香港法时,法院可以依职权去查明,也可以要求当事人提供。在当事人选择法律之前,不存在合同本应适用的法律,故不存在法律规避问题。当事人对准据法的选择,依法不能产生适用香港法的效力,实质上是因为我国内地有关强制性法律规范对这类合同具有直接适用性。
For cases concerning loan guarantee contracts involving Hong Kong, the contract law should be determined in accordance with the conflict norms in the Mainland of China. Where the parties have not chosen the law, the “most relevant connection principle” shall be applied to determine the law of the contract. When the law of contract is Hong Kong law, the court can make ex officio judgments or ask the parties to provide it. Before the parties choose the law, there is no law that should be applicable to the contract, so there is no law to avoid the problem. The parties’ choice of the applicable law can not produce the effect of applying the Hong Kong law in accordance with the law. In essence, the relevant mandatory legal norms in the Mainland of China are directly applicable to such contracts.