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商业银行进行全面预算管理对商业银行的发展具有重要意义,不仅能提高商业银行的管理水平,而且会增强商业银行的核心竞争力。但目前我国商业银行在推行全面预算管理方面的经验不足或缺乏系统理论指导,仍存在许多问题。本文基于我国商业银行存在的一些滞后性问题进行分析,并提出一些针对性的解决对策,希望对完善我国商业银行全面预算管理体系提供借鉴。
Commercial bank’s overall budget management is of great significance to the development of commercial banks, which not only can improve the management level of commercial banks, but also enhance the core competitiveness of commercial banks. However, there are still many problems that commercial banks in our country lack of experience or lack of systematic theoretical guidance in implementing overall budget management. Based on the analysis of some lagging problems in commercial banks in our country, this paper puts forward some countermeasures to solve them, hoping to provide reference for improving the comprehensive budget management system of commercial banks in our country.