随着中国保险行业向纵深发展 ,所有者缺位、股权单一和经营者治理结构不合理等问题 ,已经成为制约国有保险公司发展的瓶颈 ,构筑适应现代市场经济要求的公司治理结构已成为摆在国有保险公司面前的重要课题之一。改善市场环境 ,推进股权多元化 ,完善法人治理结构 ,加强经营者治理结构建设 ,是解决目前国有保险公司治理结构存在问题的有效途径 With the development of China’s insurance industry in depth, the absence of owners, the ownership of shares and the unreasonable management structure of the managers, these problems have become the bottleneck restricting the development of state-owned insurance companies and the construction of a corporate governance structure that meets the requirements of modern market economy has become a One of the important topics facing state-owned insurance companies. Improving the market environment, diversifying shareholdings, improving the corporate governance structure and strengthening the corporate governance structure are effective ways to solve the existing problems in the governance structure of state-owned insurance companies