近年来,随着湖南省冷水江市经济的发展和工业化进程的推进,以前远离农村和县域经济的农业银行、农业发展银行、邮政储蓄和当地近20家投资公司重返农村,市场定位与农村信用社(以下简称农信社)基本相同,农信社面临巨大的挑战。湖南省冷水江市农村信用合作联社 In recent years, with the economic development and industrialization progress in Lengshuijiang City of Hunan Province, agricultural banks, agricultural development banks, postal savings and nearly 20 investment companies that previously stayed far away from rural and county economies returned to rural areas, and their market orientation and rural areas Credit unions (hereinafter referred to as RCCs) are basically the same, and RCCs face enormous challenges. Hunan Lengshuijiang Rural Credit Cooperative Association