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我国业已建立的银行监管法制存在诸多不足之处,主要体现为银行监管法律法规条文不协调、监管权不明确、监管机构内部监督机制薄弱、缺少银行机构专门的退出机制等方面,通过加强我国银行监管法律法规条文协调性、制定《金融监管协调条例》、完善监管机构内部监督机制和制定《金融机构市场退出法》等措施来完善我国银行监管法制。
There are many shortcomings in the legal system of banking supervision in our country, which are mainly reflected in the uncoordinated laws and regulations of banking supervision, the unclear powers of supervision, the weak internal supervision mechanism of regulatory agencies and the lack of a special exit mechanism of banking institutions. By strengthening our banking system To supervise the coordination of laws and regulations, formulate the Regulations on Financial Regulation and Coordination, improve the internal supervision mechanism of regulatory agencies and formulate the “Market Exit Law of Financial Institutions” and other measures to improve the legal system of banking supervision in our country.