论文部分内容阅读
不良资产高、风险隐患大的问题在当前我国的商业银行中普遍存在,这些问题和风险的存在严重制约了国有商业银行的竞争力,甚至危及到了国有商业银行的生存和发展。当前如果能不断加强法治建设,努力走上金融法治化的道路,可以有效防范和解决目前银行面临的诸多信贷风险。本文试图从运用法律防范和化解银行信贷风险的可行性及必要性等方面入手,进一步探讨法律在银行信贷风险管理工作中的具体应用问题。
The problem of high non-performing assets and big potential risks is widespread in commercial banks in China. The existence of these problems and risks seriously restricts the competitiveness of state-owned commercial banks and even endangers the existence and development of state-owned commercial banks. At present, if we can continuously strengthen the construction of the rule of law and endeavor to embark on the path of financial rule of law, we can effectively prevent and solve many credit risks currently faced by banks. This article attempts to use the law to prevent and resolve bank credit risk from the feasibility and necessity of such aspects, to further explore the law in the bank credit risk management specific application issues.