论文部分内容阅读
在“互联网+”的国家发展战略背景下,校园贷作为互联网金融重要组成部分也得到了蓬勃发展。由于校园贷受众的特殊性,加之近期又出现了一系列的社会问题,校园贷一时成为人们舆论的中心。随着各种政策相继出台,校园贷的发展正处在一个新的关键阶段。通过网络调查武汉在校大学生校园贷现状,分析了校园贷当前存在的问题及其原因,最后提出规范市场秩序、完善征信体系等完善校园贷的建议。
In the context of the national development strategy of “Internet + ”, campus loans have also thrived as an important part of Internet finance. Due to the particularity of campus loan recipients and the recent emergence of a series of social problems, campus loans have suddenly become the center of public opinion. With the promulgation of various policies, the development of campus loans is at a crucial new stage. The status quo of campus loans of college students in Wuhan was investigated through Internet. The existing problems and reasons of campus loans were analyzed. Finally, some suggestions were proposed to standardize the market order and improve the credit system.