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农发行福建省分行信贷管理部门从2014年开始,开展“以梳理制度要求、统一办贷标准和模板、明确流程环节时限、配套落实措施、实施考核挂钩”为主要内容的信贷管理模式研究,在全省推行信贷全流程标准化管理,制定了《信贷全流程管理标准化规范化操作指引》。《指引》通过规范办贷环节及流程设置,明确岗位职责和尽职要求,确定调查、审查、贷后管理工作标准,建立一套涵盖信贷全流程标准
From 2014 onwards, the credit management department of Agricultural Development Bank of China issued a study on credit management mode focusing on the requirements of the system, unification of loan standards and templates, clarification of the time frame of the process, implementation of measures, and implementation of examination and evaluation In the whole province, the Bank promoted the standardized management of the entire credit process and formulated the “Guidelines for Standardization of Credit-based Process Management”. The Guidelines set standards for investigation, examination and post-lending management by standardizing loan-related procedures and process settings, clarifying job responsibilities and due diligence requirements, establishing a set of standards covering the entire credit process