“房奴”成为近期社会上的一个流行词,购房者因透支积累而沦为“房奴”,凸显了当前社会中过度集中的单一消费模式,长此以往,必将抑制健康的房地产生产与消费,并继而影响整个社会投资和消费,导致经济增长链条畸形,让我们先来看两组数据。个人商品住房消费:全国居民可支配收入— “Housing slave” has become a popular word in the recent society. Buyers are reduced to “house slaves” due to overdrawn accumulation, which highlights the over-centralized single consumption pattern in the present society. In the long run, it is bound to curb the healthy real estate production and consumption, Which in turn will affect the entire social investment and consumption and lead to a deformity in the chain of economic growth. Let us first look at two sets of data. Consumer goods housing consumption: disposable income of residents nationwide -