医保费用上涨成因与对策

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随着医疗保险改革的逐步深化,有效地遏制了医疗费用的过快增长的势头,取得一定的成效,职工医疗保险意识普遍增强)抵御风险能力增强,医疗水平明显提高,也使医院建设、内部管理得到一定完善,促进卫生改革。本文针对医保高费用的原因探讨降低费用的对策。一、从医疗消费者看医疗费用增长的原因:1.人口老龄化与疾病构成的变化:我国卫生事业取得伟大成就,人民健康水平显著提高平均期望寿命已由建国前的35岁提高到70岁,是世人共睹的。随着人口老龄化,环境污染带来诸多新的、严重的卫生问题,如:心脑血管、恶性肿瘤、糖尿病等到非传染性疾病明显增加,大幅度增加了医疗卫生费用的开支。2.保健意识与医疗消费者意识变化:20多年改 With the gradual deepening of medical insurance reform, effectively curbed the trend of excessive growth of medical expenses, and achieved some success, the general awareness of health insurance for workers increased) to resist the risk ability to enhance the medical level was significantly improved, but also to hospital construction, internal Management has been improved to promote health reform. In this paper, the reasons for the high cost of Medicare to explore ways to reduce costs. First, from the medical consumers to see the reasons for the increase in medical costs: 1. Population aging and changes in the composition of the disease: China’s health has made great achievements, the people’s health significantly improved the average life expectancy from the founding of 35 years old to 70 years old , Is common to all the world. With the population aging, environmental pollution has brought many new and serious health problems, such as cardiovascular and cerebrovascular diseases, malignant tumors and diabetes. Until the non-communicable diseases are significantly increased, the expenses for medical and health care will be greatly increased. 2. Health care awareness and medical consumer awareness changes: more than 20 years change
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