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近年来,在经济运行中逃废银行债务的现象不断发生,直接导致了银行资产质量的下降,其原因是多方面的,但主要的还是立法方面的原因,即我国企业法人制度对债权人的保护方面存在较多缺陷与不足。本文在分析我国企业法人制度存在的缺陷的基础上,对如何完善我国企业法人制度进行了探讨,并就现行法律制度下银行债权保护工作提出了建议。
In recent years, the phenomenon of escaping bank debt in the economic operation has occurred continuously, which directly led to the decline of the quality of bank assets for many reasons. However, the main reason is that the corporate legal person system of our country protects the creditors There are many shortcomings and deficiencies. Based on the analysis of the shortcomings in the corporate juridical system in our country, this paper discusses how to perfect the corporate juridical system in our country, and puts forward suggestions on the protection of bank claims under the current legal system.