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随着金融业务的多元化以及信息技术的广泛应用,商业银行所面临的风险日趋复杂。财务工作涉及的层面较为广泛,贯穿于商业银行的各项经营业务中,是当前风险防范的重点。本文将从财务风险的表现形式出发,分析商业银行财务风险产生的原因,并在此基础上建议合适的防范策略。
With the diversification of financial services and the extensive application of information technology, the risks faced by commercial banks are becoming more and more complicated. The financial work involves a wide range of aspects, throughout the business operations of commercial banks, is the focus of the current risk prevention. Based on the manifestation of financial risk, this paper analyzes the reasons for the financial risk of commercial banks and suggests appropriate preventive strategies.