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农村高利贷问题在很多农村频繁发生,由此而酿成的社会危害已初露端倪。为全面了解和分析农村高利贷问题的现状和产生原因,笔者于2005年10月2006年4月在湖北省鄂州市鄂城区的汀祖镇、碧石渡镇多次进行了实地调研,目击了高利贷借贷、放贷、还贷、索贷的全过程,并对许多当事人访谈。本文将根据汀祖镇矿业经济发展的走势,探讨高利贷现象的实质和现代意义。
The problem of usury in rural areas frequently occurs in many rural areas. The resulting social harm has already begun to take shape. In order to comprehensively understand and analyze the status quo and causes of the rural usury problem, the author conducted many on-site investigations in Tingyuan and Bishishidu townships in Echeng district of Ezhou city in Hubei province in October 2005 and April 2006 and witnessed the loan-sharking , Lending, repayments, claims and loans the whole process, and interviews with many parties. Based on the development of mining economy in Tingzu Town, this article explores the substance and the modern significance of the phenomenon of usury.