保险档案内容丰富,形式多样,是保险公司在行政管理和业务活动中形成的真实的历史记录,全面反映了我国保险事业的发展历史和特色.它具有真实性、广泛性、系统性、详尽性与综合性的特点,涉及到保险体制、保险内容、保险行政管理、保险研究等各个方面。科学地、系统地分析、研究、利用这些宝贵史料,是深入开展保险工作的重要依据和保证。保险档案的重要作用主要表现在以下几个方面:一、保险档案是保险业务工作和管理工作的真实记录和原始凭证。保险档案真实、准确、完整地记录了保险工作的全部过程,并按工作程序形成了一系列文件、图表、单证、赔案、照片等不同的载体和形式。它们是我国保险工作的真实记录,反映了我国保险工作历史的真实面貌,是具有法律效应的、令人信服的原始凭证。例如:我省庆安县和宁安市保险公司在保险理赌工作中发生经济纠纷,保户向法院起诉要求宗赔。保险公司依据原始保险业务档案及投保凭证档案,出庭做证,经法院调 The content of insurance files is rich in content and diverse in form, which is a true historical record formed by insurance companies in administrative management and business activities, and fully reflects the history and characteristics of the development of insurance in China.It has the features of authenticity, extensiveness, systematicness and exhaustiveness And comprehensive features, related to the insurance system, insurance content, insurance administration, insurance research and other aspects. Scientifically and systematically analyzing, researching and using these valuable historical materials is an important basis and guarantee for conducting in-depth insurance work. The important role of insurance files mainly in the following areas: First, the insurance file is a real record of the insurance business and management records and the original voucher. The insurance files recorded the whole process of the insurance work truly, accurately and completely, and formed a series of different carriers and forms of documents, charts, documents, claims and photos according to the working procedures. They are the true records of China’s insurance work, reflecting the true picture of the history of China’s insurance work, which is a legally effective and convincing original voucher. For example: Qing’an County, Ning County and insurance companies in the insurance gambling work in the economic disputes occur, the policyholders to the court sued for compensation. Insurance companies based on the original insurance business files and insurance documents, to testify in court, the court transferred