论文部分内容阅读
2009年4月22日,欧洲议会批准了偿付能力2(SolvencyⅡ)指引,并计划于不久的将来正式实施。随着经济的发展,我国的保险行业监管也由原来的市场行为监管转变为偿付能力监管,同时,市场竞争的加剧,风险状况的多变,投资渠道的拓宽,都在促使我国监管机构要充分借鉴国外经验,积极思考偿付能力监管的转型。量化测试背景在SolvencyⅡ的发展过程中,量化影响测试(QIS:Quantitative Impact
On April 22, 2009, the European Parliament approved Solvency II guidelines and is planning to formally implement it in the near future. With the development of economy, China’s supervision of the insurance industry has also changed from the supervision of market behavior to the regulation of solvency. At the same time, the intensification of market competition, the changeable risk conditions and the widening of investment channels are all driving regulatory agencies in our country to fully Learn from foreign experience, and actively think about the transition of supervision of solvency. Quantitative Test Background In the development of Solvency II, Quantitative Impact Test (QIS: Quantitative Impact