互联网刚刚被发明的时候,它最大的作用就是互联,把机器互联起来。然而,当互联网发展到了今天,它对我们的意义不仅仅是互联,而是成为沉淀数据的基础设施。专家认为互联网金融的发展趋势是:从纸币到信用卡,再到电子货币的发展过程,我们整个社会都在走向无钞化。金融机构必须要成为技术公司,金融机构必须要成为大数据公司,这就是未来新金融的主体。对于一个金融机构而言,要扩大自己的收入,要节约成本,要控制风险,所有这一切都离不开数据。未来金融领域的竞争,就是数据竞争。因 When the Internet was first invented, its greatest role was to interconnect and interconnect the machines. However, as the Internet has evolved to this day, it means more to us than just interconnecting, but to become an infrastructure for the precipitation of data. Experts believe that the development trend of Internet finance is: From banknotes to credit cards to the development of electronic money, our entire society is going bankless. Financial institutions must become technology companies, financial institutions must become big data companies, which is the main body of the future of new finance. For a financial institution to expand its own income, to save costs, to control the risk, all of this is inseparable from the data. Future competition in the financial sector is data competition. because