格式合同适应现代社会而生,在很大程度上节约了交易成本、企业经营成本,增加了社会福祉,但其亦有违背公平的因素。从“成本—收益”的角度对格式合同进行分析,遵循规制的边际收益等于边际成本的经济学均衡规律,对格式合同的规制应该具体区分是垄断性领域的格式合同还是竞争性领域的格式合同,是商业合同还是消费者合同等不同的类型进行分类控制,同时运用立法、行政、司法、行业自律等不同的方法进行规制。 Form contract to adapt to the modern society was born, to a large extent, saving transaction costs, business costs, increase social welfare, but it also violates the fairness factor. From the perspective of “cost-benefit”, we analyze the format contract and follow the regular law of economic equilibrium that the marginal revenue of the regulation equals the marginal cost. The regulation of the format contract should specifically distinguish between the format contract in the monopoly field and the competitive field Format contracts, commercial contracts or consumer contracts and other different types of classification and control, at the same time the use of legislation, administration, justice, industry self-regulation and other different methods of regulation.