第三方支付行业从发展之初即成为社会关注的焦点,在其有限的发展历程中一直保持高速增长的态势,目前已成为支付领域不可或缺的重要组成部分,有力推动了支付行业的创新。而伴随着该行业新利益主体的不断加入,相关利益格局也在逐步发生着变化,在此过程中,诸如法律风险、金融安全风险、信息风险等多方面问题也随之相伴而生。中国人民银行在历经多次行业监管制度的探 The third-party payment industry has been the focus of society since its early days of development. It has maintained a rapid growth in its limited development process and has become an indispensable and important component in the payment field. It has effectively promoted the innovation in the payment industry. With the constant participation of new stakeholders in the industry, the relevant interest patterns are also gradually changing. In the process, many issues such as legal risks, financial security risks and information risks have followed. Exploration of People ’s Bank of China after Many Supervision Systems