最近,一份由中国保监会北京办事处、北京保险行业协会组织的问卷调查显示,只有二成五的寿险消费者和三成的财险消费者表示非常明白保险条款,有大约一半的寿险、财险消费者读过条款,但读不懂,因保险条款晦涩而读不下去的消费者分别占7.9%和6.1%,有19.2%和12.8%的消费者没读过保险条款。 Recently, a survey conducted by the China Insurance Regulatory Commission’s Beijing office and the Beijing Insurance Association shows that only 20% of life consumers and 30% of property casualties expressly understand the terms of insurance, with about half of life and property insurance Consumers read the terms, but did not read it. 7.9% and 6.1% of consumers, who were obscure and obscene in terms of insurance, had 19.2% and 12.8% of consumers had not read the insurance clause.