小额农户贷款自开办以来,日益成为农村信用社信贷与收益增长中的亮点。但是在实际操作中,小额农户贷款发放存在一些有待解决的问题。一是背离小额农户贷款发放的初衷,改变了小额农贷的用途。以小额贷款名义贷出,然后挪作他用,把原本用来支持农业发展,增加农民收入的小额贷款用? Since the start of its operation, the loans of small-scale farmers have increasingly become the highlight of the credit and revenue growth of rural credit cooperatives. However, in actual operation, there are some problems to be solved for the loan of small-scale farmers. First, it deviated from the original intention of small-scale peasant household loans and changed the use of small-sum rural loans. Loan in the name of small loans, and then used for other purposes, the originally used to support the development of agriculture, increasing the income of farmers using small loans?