2009以美国国际集团、大都会人寿和加拿大宏利为代表的北美大型金融保险集团经历了较严重的衰退,并采取不同措施应对保险业务的萎缩和资本市场的动荡。根据股票市值和其在中国的知名度,本文以五家北美地区市值排名居前的金融保险集团为样本(见表1), The large North American financial insurance group represented by AIG, MetLife and Manulife of Canada experienced a severe recession in 2009 and taken various measures to cope with the shrinking of insurance business and the turmoil of capital markets. Based on the stock market value and its popularity in China, this paper takes five financial institutions with the highest market capitalization in North America as the sample (Table 1)