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随着我国经济的发展和改革的深入,我国现行的职工医疗保障制度存在的缺陷日益突出:医疗费用由国家、企业包揽,缺乏有效的制约机制,造成严重的浪费;缺乏合理的医疗经费筹措机制和稳定的医疗费用来源,当部分企业发生困难时,职工甚至得不到应有的基本医疗保障.近年来,一些地方和许多企业在职工医疗制度改革方面进行了多种形式的探索,但原有制度的根本性缺陷还没有得到解决.1994年国务院决定先在江苏镇江和江西九江这两个中等城市进行职工医疗保障制度改革试点,取得经验后,再逐步推广.至今,两市初步的实践表明,广
With the development of economy and deepening of reform in our country, the existing defects of our country’s medical insurance system for workers and staff are more and more obvious. The medical expenses are swept by the state and enterprises, lacking effective restriction mechanism and resulting in serious waste. The lack of reasonable mechanism for medical fund-raising In recent years, some localities and many enterprises have conducted various forms of exploration in the reform of the medical system for staff and workers, but the original version of the original medical insurance system The fundamental defects of the system have not been resolved.In 1994, the State Council decided to reform the medical security system for workers and staff in two medium-sized cities, namely, Zhenjiang, Jiangsu Province and Jiujiang, Jiangxi Province, and gained some experience before extending it gradually. So far, the initial practice of the two cities Show that wide