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近年来,伴随着互联网信息技术的快速发展和电子商务行业的飞速成长,新型互联网金融在我国日趋兴起,这一新兴金融力量对我国传统金融行业产生了深刻的影响和冲击。新型互联网金融的出现,在本质上并未转变金融的属性,只是对金融的组成要素进行了重构,是对我国金融体系的一次伟大改革。本文作者在本文中对我国传统金融企业、互联网企业和金融监管部门提出了改进经营或监管现状的对策建议,从而为互联网金融更好更快的发展提供支撑。
In recent years, along with the rapid development of Internet information technology and the rapid growth of e-commerce industry, the new Internet finance is increasingly emerging in our country. This emerging financial force has had a profound impact and impact on China’s traditional financial industry. The emergence of the new Internet finance has not fundamentally changed the nature of finance, but has reorganized the components of finance and is a great reform of China’s financial system. In this paper, the author puts forward some countermeasures and suggestions to the traditional financial enterprises, Internet companies and financial regulatory authorities in China to improve the status quo of the operation or regulation so as to provide better and faster development of Internet finance.