当前,国内证项下的贸易融资很多已经演变成了融资贸易:虚构或者构造贸易的目的,纯粹就是为了融资,贸易背景的真实性和贸易自偿性被彻底地抛在了一边。自1997年中国人民银行推出《国内信用证结算办法》,国内证业务就一直不温不火,直到2009年才突然“发力”。可以说,2009年是国内证业务发展史上划时代的分水岭。到2011年,以“开证+代付”模式为主的国内证业务出现井喷式发展。现如今,国内证市场热度不减,依然如火如荼。“开证+”受 At present, many trade finance under domestic securities has evolved into financing trade: the purpose of fictionalization or construction of trade is purely for financing, and the authenticity of trade background and trade compensation are completely left aside. Since the People’s Bank of China launched the “Settlement Measures for Domestic Letter of Credit” in 1997, the domestic card business has been tepid until it suddenly became a “power” only in 2009. It can be said that 2009 is an epoch-making watershed in the history of the development of the domestic card business. By 2011, the domestic card business based on the mode of “issuing paying ” had a blowout development. Now, the domestic card market unabated, still in full swing. “Issuing + ” subject