理财学,又称财务管理学,它是关于人们如何获取与处置财产的一门学科。从字面上的定义来理解,它的起源非常久远,自有人类社会活动以来,特别是原始社会末期产生了剩余产品之后,研究如何更好地理财以促进财产更大地积累与增值,就成为一门专门的学问。在中国历史上曾涌现了如孙叔敖、郑观应、盛宣怀,张誉等许多著名的理财家,同时也出现了如桑弘羊的《盐铁论》等理财学著作。在西方,从古希腊时期的亚里士多德、色诺芬到中世纪为教皇放款的高利贷者,都是著名的理财家,积累了丰富的理财思想。理财学可以说是一门 Money management, also known as financial management, is a discipline about how people acquire and dispose of property. It is understood from the literal definition that its origin has been very long. Since the social activities of human beings, especially the surplus products of the primitive society, the study of how to manage wealth better to promote greater accumulation and appreciation of property becomes one Door special knowledge. Many well-known wealth managers such as Sun Shou Ao, Zheng Guanying, Sheng Xuanhuai and Zhang Yu emerged in the history of China. At the same time, there appeared works of finance and economics such as Sang Hongyang’s Salt and Iron Theory. In the West, Aristotle, Xenophon in ancient Greece and loan-shark loan for the pope in the Middle Ages are well-known wealth managers and have accumulated rich financial thinking. Money management can be said that one