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2014年随着执行了3年的国家棉花临时收储“铁饭碗”政策的结束,我国棉花价格将回归市场调节,并与国际接轨。此举有利于我国纺织企业降低原料成本,帮助纺织行业走出困境。但对棉花收购加工企业来说,大大增加了市场风险,同时也给农发行收购贷款的管理带来严峻挑战。如何继续做好棉花收购资金的供应管理工作,有效防控信贷风险,是摆在面前的重要课题。本文对山东棉花主产区东营市棉花收购市场状况、面临的问题及棉花信贷管理情况进行了调研。
In 2014, with the implementation of the 3-year state-owned cotton temporary reserve policy and the “iron rice bowl” policy, the cotton price in China will return to market regulation and be in line with international standards. This move is conducive to China’s textile enterprises to reduce the cost of raw materials to help the textile industry out of the woods. However, for cotton acquisition and processing enterprises, the market risk has been greatly increased, and the management of acquisition loans by the Agricultural Development Bank has also posed a serious challenge. How to continue to do a good job in supply management of cotton acquisition funds and effectively prevent and control credit risks is an important issue before us. This paper investigates the status quo of the cotton takeover market in Dongying, the main producing area of Shandong cotton, the problems it faces and the management of cotton credit.