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对于我国经济发展来说,小微企业一直是我国经济的重要组成部分,能够促进我国经济发展。同时,不管是在增加就业、保持社会稳定还是提高科技创新的能力等方面,小微企业都发挥着重要的推动作用。但小微企业在发展的过程中,面临的重要挑战就是如何解决融资问题。目前我国很多小微企业都存在融资困难的现状。本文针对小微企业融资难的问题和现状进行分析研究,提出相关建议,希望能给解决小微企业融资难提供有价值的参考。
For China’s economic development, small and micro enterprises have always been an important part of China’s economy and can promote China’s economic development. At the same time, small and micro enterprises play an important role in promoting employment, maintaining social stability and enhancing the capability of scientific and technological innovation. However, the important challenge facing small and micro enterprises in the process of development is how to solve the financing problem. At present, many small and micro enterprises in our country have the status quo of financing difficulties. This article analyzes and studies the problems and current situation of small and micro enterprises’ financing problems and puts forward relevant suggestions in the hope of providing valuable reference for solving the financing problems of small and micro enterprises.