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《道路交通安全法》规定:“对登记后上路行驶的机动车,应当依照法律、行政法规规定,根据车辆用途、载客载货数量、使用年限等不同情况,定期进行安全技术检验……”;在保险合同中,也有类似规定。那么,如果车辆未按规定年检,又发生了保险事故,保险公司是否应当承担赔偿责任,又应如何承担赔偿责任呢?为此,我们特意选取了其中有代表性的案例,就相关问题进行分析。
The Road Traffic Safety Law stipulates that: “For motor vehicles registered on the road after driving, safety and technical inspection shall be carried out on a regular basis in accordance with the laws, administrative regulations and other conditions according to the use of the vehicle, the number of passengers laden and the service life ... ”In the insurance contract, there are similar rules. So, if the vehicle fails the annual inspection, and an insurance accident occurred, whether the insurance company should bear the liability for compensation and how to bear the liability for compensation? Therefore, we deliberately selected one of the representative cases to analyze the related issues .