【摘 要】
：
随着我国经济环境开放程度的逐渐提高,我国商业银行面对日益复杂的市场环境。目前,已经有不少商业银行将积极发展非利息业务作为其未来发展的战略。在转型过程中,银行不可避
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随着我国经济环境开放程度的逐渐提高,我国商业银行面对日益复杂的市场环境。目前,已经有不少商业银行将积极发展非利息业务作为其未来发展的战略。在转型过程中,银行不可避免会面临各种各样的挑战与风险。尤其是在非利息收入自身具有的波动性,周期性等特征的前提下,许多非利息收入通常衍生于传统的利息收入,相关性较高。通过研究非利息收入对商业银行风险的影响,能够对我国商业银行经营发展非利息业务起到未雨绸缪的警示作用。
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