平遥联社的改制,采取了由区域内经营效益好的信用社入股并购买不良贷款的方式。这种股权设置有利于改制后农商行股东的战略融合,规避了民营资本介入后所带来的潜在风险回望晋商发源地的百年沧桑,“中国近代金融鼻祖”、“中国近代金融业的心脏”、“中国近代最有影响力的票号总部所在地”等诸多光环闪耀在平遥古城上。与此形成鲜明对比的是,平遥联社直到2009年还戴着“高风险社”的帽子。“摘帽”迫在眉睫,改制成农商行是最快捷、最高效的方式。目前,平遥县联社改制农商行正在紧锣密鼓地筹措,所有监管指标都已到位,清产核资、资产评估、发起人征集等前期筹备工作已基本完成,预计2013年底完成改制。平遥联社高风险社改制,采取由区域内 The restructuring of Pingyao Lianhe has taken the approach of buying into non-performing loans by credit unions with good operating efficiency in the region. This kind of equity arrangement is conducive to the strategic integration of rural commercial banks after the reform and avoids the potential risks brought by the involvement of private capital. Looking back at the century-old vicissitudes in which the Shanxi merchants came from, “the originator of modern Chinese finance”, “ The heart of the financial industry ”,“ China’s most influential ticket number headquarters in recent years, ”and many other halo shine in the ancient city of Pingyao. In stark contrast, Pingyao was only wearing a “high-risk club” until 2009. “Zhaimao ” imminent, restructuring into a rural bank is the quickest and most efficient way. At present, the reform of Peasant’s Commercial Bank of Pingyao County Association is in full swing, with all the regulatory indicators in place. The preparatory work for capital verification, assets appraisal and sponsor solicitation has been basically completed and the restructuring is expected to be completed by the end of 2013. Pingyao Associated Press high-risk community restructuring, taken by the region