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新华社消息中国人民银行２００１年１２月１０日颁布《农村信用合作社农户小额信用贷款管理指导意见》。其中规定，农户小额信用贷款利率可以按中国人民银行公布的贷款基准利率和浮动幅度适当优惠。农户小额信用贷款是指农信社基于农户的信誉，在核定的额度和期限内向农户发放?
Xinhua News Agency The People’s Bank of China promulgated the Guiding Opinion on the Management of Rural Credit Cooperatives’ Microfinance Loans on December 10, 2001. Which stipulates that the farmers micro-credit loan interest rates can be published in accordance with the People’s Bank of China benchmark interest rates and floating range of the appropriate discount. Small household credit refers to the rural credit cooperatives based on the credibility of farmers in the approved amount and period of payment to farmers?