如今欠债不还的事情时有发生,更是有言称:吾国已由“欠债还钱”的传统社会进入“欠债不还”的转型期。支持“以刑抵债”的人认为,造成这一社会问题的原因是法律规定太轻、规定不完善,从而导致人们藐视民事制裁。然而,仔细研究“以刑抵债”及“老赖”问题后,我们发现,“以刑抵债”非但解决不了问题,反而会制造更多的混乱。 Nowadays, things that have not yet started to pay off have occurred from time to time. What is more, there is a saying that our country has entered a period of transition from the traditional society of “paying back debts to repaying debts” to “paying back debts”. People who support the principle of “settling a debt by mortgage” think that the reason for this social problem is that the law is too light and the rules are imperfect, causing people to flout civil sanctions. However, after careful study on the issue of “paying off the debt by mortgage” and “Lao Lai”, we found that not only “solving the debt by punishment” can not solve the problem, it will create more confusion.