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本论文针对日常生活中经常出现的同一时刻有多次索赔发生(如汽车保险、火灾保险等)的情况,提出了由多发点过程构造的风险模型。
In this paper, we present a risk model constructed by a multi-point process, in view of the frequent occurrence of multiple claims (such as auto insurance and fire insurance) at the same time in daily life.