挂钩型理财产品指的是与一定标的资产相挂钩的结构性理财产品,其收益取决于标的资产的市场表现。随着近些年来人们投资理财热情的不断高涨,面向居民发售的挂钩型理财产品迅速出现了主题泛化的现象,在拓宽了投资理财渠道的同时,也出现了不少需要重视的问题,投资者需慎重对待。一、挂钩型理财产品主题泛化 Linked financial products refer to structured financial products that are linked to a certain underlying asset, and the revenue depends on the market performance of the underlying asset. As people’s enthusiasm for investment and financing has been on the rise in recent years, there has been a generalization of the theme of pegging-type wealth management products on sale for residents. While broadening the channels for investment and financing, many problems that require attention have also emerged. Investments Should be treated carefully. First, the theme of linked financial products generalization