商业银行如何合理地确定贷款价格,是经营决策中面临的重要问题。本文通过对贷款定价模式进行分析的基础上,结合我国的现实情况,对我国的商业银行贷款定价方法提出了建议。 How a commercial bank can reasonably determine the loan price is an important issue in business decision-making. Based on the analysis of the loan pricing model and the reality of our country, this paper puts forward suggestions on the pricing method of the commercial bank loan in our country.