消费养老保险项目是在一定程度上压缩商业利润,取之于消费者、用之于消费者,通过金融机构、保险公司为消费者理财,使消费者得到更多的利益回报。实施这一项目,可为零售商带来稳定的消费者群体,扩展经营范围,降低成本和经营风险,提高营业利润等利益。 Consumption of endowment insurance project is to some extent compressed commercial profits, taken from consumers, used by consumers, through financial institutions, insurance companies to consumers financial management, so that consumers receive more benefits. The implementation of this project can bring stable consumer groups to retailers, expand business scope, reduce costs and business risks, increase operating profit and other benefits.