一、稳健货币政策的成效及面临的问题　　 1998年以来形成的具有中国特色的稳健货币政策 ,在最近这几年取得了明显的成效。概括起来主要表现在四个方面 :一是货币供应量和贷款增长平稳 ,基本适应了经济增长的需要。 1998年以前 ,中国货币供应量和贷款曾经出现过多次大幅度波动 First, the effectiveness of prudent monetary policies and the problems they have faced The steady monetary policies with Chinese characteristics that have been formed since 1998 have achieved remarkable results in recent years. To sum up mainly in four aspects: First, the money supply and loans steady growth, basically meet the needs of economic growth. Before 1998, China’s money supply and loans had seen many drastic fluctuations