最近,中国保监会下发《关于进一步加强贷款房屋保险管理的通知》,对房贷险的保费金额计算及缴费方式等作出了新规定。同时鼓励保险公司开发分期(年)缴纳保险费的贷款房屋保险产品。交通银行宣布,为配合“国六条”房产调控政策,减小购房者房贷压力,在该行最新出台的个人房贷新政策中,原先强制客户购买 Recently, the CIRC issued the Circular on Further Strengthening the Insurance Administration of Loan Houses, setting new rules on the calculation of the premium amount of mortgage insurance and payment methods. At the same time encourage insurance companies to develop installments (years) to pay insurance premiums for the loan housing insurance products. Bank of Communications announced that in line with the “six” real estate regulation and control policies to reduce the pressure on home buyers mortgage in the bank’s latest personal mortgage new policy, the original mandatory customer purchase