军人伤亡保险制度自1998年8月1日实施以来,充分发挥了“减震器”和“安全网”的作用,取得了良好的社会效益,受到全军官兵的一致拥护,对维护军人合法权益,增强部队凝聚力,提高战斗力起到了积极的作用。然而,作为新事物,军人伤亡保险制度本身和运行实践过程中还有其不合理之处。本文从军人伤亡保险对象、 Since its implementation on 1 August 1998, the military casualty insurance system has given full play to the functions of “shock absorbers” and “safety nets” and has achieved good social benefits. It has been unanimously endorsed by all officers and soldiers of the entire army and has been very helpful in safeguarding the legitimate rights and interests of military personnel , To enhance troop cohesion and improve combat effectiveness have played a positive role. However, as a new thing, there are still some unreasonable points in the military casualty insurance system itself and its operational practice. This article from the military casualty insurance object,