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6月7日,央行宣布降息,并扩大金融机构存贷利率浮动区间,存款利率上限调整至基准利率的1.1倍,贷款利率下线调整为基准利率的0.8倍。7月6日,将金融机构贷款利率浮动区间的下限调整为基准利率的0.7倍。央行首次打开存款利率的上浮空间,标明利率市场化的正式开启。农村信用社正处于筹建、打造农商行的历史变革期,就农村金融改革的大趋势看,完成由社变行的华丽转身只是时间问题。在企业自身及所
On June 7, the central bank announced a rate cut and expanded the floating range of deposit and lending rates in financial institutions. The deposit interest rate ceiling was adjusted to 1.1 times the benchmark interest rate and the lending rate was adjusted downwards to 0.8 times the benchmark interest rate. July 6, the lower limit of the floating range of lending rates of financial institutions adjusted to 0.7 times the benchmark interest rate. For the first time, the central bank opened up the deposit interest rate’s floating space, indicating the official opening of marketization of interest rates. Rural credit cooperatives are in the process of preparing for the establishment of a rural bank, and as far as the trend of rural financial reform is concerned, it is only a matter of time before accomplishing the gorgeous turnaround from social change. In the enterprise itself and the