传统上农业银行以农村业务为主,营业机构主要面向广大农村。金融体制改革的基本方针的确立,农行面临着向商业银行转轨,促使农行要拓展新业务,提高服务功能和业务素质,在市场竞争中发展,壮大。如今,农行已陆续开通股票交易、信用卡业务和国际业务等。但是新业务的迅速拓展,明显地暴露了农行专业人才匮乏、业务骨干知识老化的弱点。而这一弱点若不及时 Traditionally, ABC took rural businesses as its mainstay, and its operating agencies mainly target vast rural areas. The establishment of the basic principles of the reform of the financial system, ABC is facing the transition to commercial banks, prompting Agricultural Bank of China to expand new businesses, improve service functions and professional qualities in the market competition, development and growth. Today, ABC has been opening stock trading, credit card business and international business. However, the rapid expansion of new businesses clearly exposed the weaknesses of ABC professionals and the aging of business backbone knowledge. And this weakness if not timely