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贫困化和粮食危机一直是困扰人类社会可持续发展的重大问题,加大收入分配调节力度、提高粮食播种面积和单产水平是化解这一难题的重要途径。政策性农业保险的损失分摊功能能够实现农民群体之间的收入调节,而政府财政补贴又具有转移支付作用,可提高农民的可支配收入,理论和经验研究都表明农业保险对鼓励农民扩大粮食播种面积和提高粮食单产水平具有显著影响。从降低贫困发生率和维护粮食安全的角度考虑,应加大中央财政对欠发达地区政策性农业保险的财政支持力度。
The impoverishment and the food crisis have always been major issues that have plagued the sustainable development of human society. Increasing the adjustment of income distribution and increasing the sown area of grain and the level of yield are two important ways to resolve this difficult problem. The loss sharing function of policy-oriented agricultural insurance can realize the income adjustment among peasant groups, and the government financial subsidy also has the function of transfer payment, which can increase the disposable income of peasants. Both theoretical and empirical studies show that agricultural insurance has an important role in encouraging peasants to expand grain sowing Area and increase the level of grain yield have a significant impact. From the perspective of reducing the incidence of poverty and safeguarding food security, the central government should increase its financial support for policy-oriented agricultural insurance in underdeveloped areas.