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人们通常的印象中,民营企业经营灵活、易于转型;事实却是市场中遍布着民营企业转型失败的案例,对转型企业来说,市场、技术、资金三要素缺一不可,但在不确定的产品前景面前,银行信贷谨慎异常,资金往往成为民营企业转型过程中难以逾越的门槛。
The usual impressions are that the private enterprises are flexible and easy to be transformed. However, the fact is that there are many cases in which the transformation of private enterprises fails. In the transitional economy, the three elements of market, technology and capital are indispensable. However, In the face of the product prospect, bank loans are cautious and abnormal, and funds often become the insurmountable threshold in the transition of private-owned enterprises.