论文部分内容阅读
我国已经进入环境污染事故高发期。一些地方的工业企业污染事故频发,严重污染环境,危害群众身体健康和社会稳定,特别是一些污染事故受害者得不到及时赔偿,引发了很多社会矛盾。利用保险工具来参与环境污染事故处理,有利于分散企业经营风险,促使其快速恢复正常生产;有利于发挥保险机制的社会管理功能,利用费率杠杆机制促使企业加强环境风险管理,提升环境管理水平;有利于使受害人及时获得经济补偿,稳定社会经济秩序,减轻政府负担,促进政府职能转变。
China has entered the high incidence of environmental pollution accidents. Pollution accidents in industrial enterprises in some places have been frequent, seriously polluting the environment, endangering people’s physical health and social stability. In particular, some victims of pollution accidents are not compensated in time, triggering many social conflicts. The use of insurance tools to participate in the handling of environmental pollution accidents is conducive to decentralizing the business risks of enterprises and facilitating their rapid return to normal production. It is also conducive to giving full play to the social management functions of insurance mechanisms and using the rate-leverage mechanism to encourage enterprises to strengthen environmental risk management and enhance environmental management ; Help victims receive timely financial compensation, stabilize the social and economic order, reduce the government burden and promote the transformation of government functions.