一、基本做法（一）项目内容１、贷款类别。以小组为贷款对象，以５—１０人为一小组，共同相互联保，向信用社集体申请个人贷款。２、小组成员。无法提供财产实物担保和抵押的借款户，也就是较贫困而无法向金融机构取得贷款的客户，项目小组成员８０％为妇女。３、贷款额... First, the basic approach (a) the project content 1, loan categories. To the group as a loan object to 5-10 people as a small group, the joint mutual insurance, the collective apply for personal loans to the credit cooperatives. 2, team members. 80% of the project team members are women, because they can not provide loans in kind and pledges of property, that is, poorer customers who can not obtain loans from financial institutions. 3, loan amount ...