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融资租赁是20世纪50年代在美国发展起来的一种新型租赁形式。在我国还属于“新鲜事物”,但在工业发达国家,飞机、医疗设备、汽车、工程机械、信息通讯等设备有60％以上是通过融资租赁租入的。融资租赁在国外是仅次于银行信贷的金融工具。根据央行2002年1月中旬透露的数据,美国租赁业对GDP的贡献已超过30％,而我国仅为万分之三;发达国家融资租赁业的市场渗透率已达到15％～30％,我国仅为1.5％左右。其实,融资租赁是一个极富潜力却几乎不为业内所知的融资好途径。
Financial leasing is a new form of leasing developed in the United States in the 1950s. In our country, it still belongs to “new things”, but in industrialized countries, more than 60% of aircraft, medical equipment, automobiles, construction machinery, information and communication equipment are leased through financial leasing. Financial leasing abroad is second only to bank credit financial instruments. According to the data released by the Central Bank in mid-January 2002, the contribution of the U.S. leasing industry to GDP has exceeded 30%, while that of China is only three ten thousandths. The market penetration rate of developed countries in the financial leasing industry has reached 15% to 30% Only about 1.5%. In fact, financial leasing is a great potential but almost no financing for the industry a good way.