洛阳银行通过采用主机国产化替代方案,为后续业务持续发展奠定了自主选择权。系统上线后,系统灵活性大幅度提高,整体拥有成本下降明显,完全实现了洛阳银行信息化建设规划的预期目标。行业现状及发展趋势银行业是高度依赖信息化的行业,业务创新离不开信息系统的支持。随着银行间竞争的日趋激烈,各个银行推出新业务的节奏越来越快。城市商业银行具有熟悉地方市场、船小好调头等优势,但同时也存在规模及运营资金 Luoyang Bank adopted a host localization alternative, which laid the independent choice for the sustainable development of follow-up businesses. After the system is online, the flexibility of the system is greatly improved, and the total cost of ownership is obviously reduced. The expected goal of Luoyang Bank’s informationization and construction plan has been fully realized. Status quo and development trend of the banking industry Banking industry is highly dependent on the information industry, business innovation can not be separated from the support of information systems. With the intensifying competition among banks, the pace of launching new businesses by banks is getting faster and faster. City Commercial Bank has the advantages of being familiar with the local market and making small boats, but it also has its own scale and working capital